Ladki Bahin Yojana | Next Installment Date Check Here.

Ladki Bahin Yojana official name Mukhyamantri Majhi Ladki Bahin Yojana, is a transformative scheme launched by the Maharashtra government to support women across the Maharashtra state. Introduced in July 2024 and officially implemented on August 17, 2024, this initiative provides financial assistance to eligible women in maharashtra state, helping them achieve to economic independence, better health, and a stronger role in their families. This article provides a detailed overview of the ladki bahin scheme, including its objectives, eligibility criteria, application process, benefits, the next installment date, and recent updates.

What is the Ladki Bahin Yojana?

The Ladki Bahin Yojana is a welfare program designed to empower women in Maharashtra. It offers a monthly payment of Rs. 1,500 to eligible women, which amounts to Rs. 18,000 per year. The money is directly transferred to the beneficiaries’ bank accounts through Direct Benefit Transfer (DBT), ensuring transparency and efficiency. The scheme was announced during the state budget presentation on June 18, 2024, by then-Finance Minister Ajit Pawar and has since benefited over 2.47 crore women in the state, according to recent reports (Goodreturns).

The scheme draws inspiration from similar initiatives, like the Ladli Behna Yojana in Madhya Pradesh, but is tailored to Maharashtra’s needs. It aims to uplift women from low-income families by providing them with financial resources to meet basic needs, access healthcare, and contribute to household decisions.

Objectives of the Scheme

The Ladki Bahin Yojana has clear goals to improve the lives of women in Maharashtra:

  1. Financial Independence: The scheme provides monthly financial support to help women manage their expenses and become self-reliant.
  2. Health and Nutrition: By giving women access to funds, the scheme ensures they can afford better healthcare and nutritious food.
  3. Strengthening Family Roles: The financial assistance empowers women to play a more significant role in family decision-making, enhancing their status at home and in society.
  4. Economic Empowerment: The scheme aims to reduce poverty among women and boost local economies by increasing their purchasing power.

These objectives align with the Maharashtra government’s broader vision of promoting gender equality and sustainable development (Majhi Ladki Bahin).

Eligibility Criteria

To qualify for the Ladki Bahin Yojana, women must meet specific criteria. These rules ensure that the benefits reach those who need them most:

  • Residency: Must be a permanent resident of Maharashtra.
  • Age: Must be between 21 and 65 years old.
  • Income: The annual family income should not exceed Rs. 2.5 lakh.
  • Marital Status: Eligible women include those who are married, divorced, widowed, abandoned, destitute, or one unmarried woman per family.
  • Bank Account: Must have a bank account linked to their Aadhaar card for direct transfers.

However, certain women are ineligible, including those below 21 or above 65 years, with a family income above Rs. 2.5 lakh, government employees, or those owning four-wheelers (except tractors)

Eligibility Table

Criteria Details
Residency Permanent resident of Maharashtra
Age 21 to 65 years
Annual Family Income Less than Rs. 2.5 lakh
Eligible Women Married, divorced, widowed, abandoned, destitute, or one unmarried per family
Ineligible Women Below 21 or above 65 years, income above Rs. 2.5 lakh, government employees, own four-wheelers (except tractors)
Bank Account Requirement Aadhaar-linked bank account

Application Process

Applying for the Ladki Bahin Yojana is simple and can be done online or with assistance at local centers. Here’s how to apply:

  1. Visit the Official Website: Go to Ladki Bahin or download the Nari Shakti Doot app from the Play Store.
  2. Register: Click on the “Application of Mukhyamantri-Majhi Ladki Bahin Yojana” option and enter your Aadhaar number and mobile number.
  3. Verify OTP: You will receive an OTP on your Aadhaar-linked mobile number. Enter it to verify your identity.
  4. Fill the Form: Complete the application form with personal details, family income, and bank account information.
  5. Upload Documents: Submit required documents, including Aadhaar card, income certificate (if applicable), residence proof, and bank account details.
  6. Submit Application: Review all details and submit the form.

For those who need help, Common Service Centers (CSCs) or Gram Panchayat offices offer assistance with the application process. The initial application deadline was August 31, 2024, but it was extended to October 15, 2024, due to high demand.

Required Documents

Document Purpose
Aadhaar Card Identity verification
Income Certificate Proof of family income (except for Yellow/Orange ration cardholders)
Residence Certificate Proof of Maharashtra residency
Bank Account Details For Direct Benefit Transfer (DBT)

Benefits of the Scheme

The Ladki Bahin Yojana offers several benefits to eligible women:

  • Monthly Financial Support: Rs. 1,500 per month, directly deposited into the beneficiary’s bank account.
  • Annual Assistance: Rs. 18,000 per year to support financial needs.
  • Additional Benefits: Some beneficiaries may receive extra support, such as three free LPG cylinders annually or educational fee waivers for girls from OBC and EWS categories.
  • Economic and Social Impact: The scheme boosts local economies by increasing women’s purchasing power and enhances their social status by providing financial independence.

Additionally, the scheme offers loans of up to Rs. 40,000 for women to start small businesses, repayable in easy installments.

Next Installment Date for July 2025

The next installment for July 2025, which is the 13th installment of the Ladki Bahin Yojana, is expected to be released around July 31, 2025. This expectation is based on the pattern observed in previous payments, where the June 2025 installment was deposited on June 30 and July 1, 2025 (Lokmat Times). Typically, installments are paid at the end of the month or the beginning of the following month for that month’s benefit.

However, there is speculation that the June and July 2025 installments might be paid together as Rs. 3,000 during Ashadhi Ekadashi, around July 6 or 7, 2025, though no official confirmation has been made (Times Now Marathi). Beneficiaries should check the official website (Ladki Bahin) or contact the helpline (181) for the latest updates.

Installment Payment History

Month Installment Number Payment Date Amount (Rs.)
July 2024 1st September 2024 1,500
August 2024 2nd September 2024 1,500
September 2024 3rd October 2024 1,500
May 2025 11th First week of June 2025 1,500
June 2025 12th June 30–July 1, 2025 1,500
July 2025 13th Expected July 31, 2025 1,500

Trading News and Updates

The Ladki Bahin Yojana has generated significant interest in financial and economic discussions due to its impact on Maharashtra’s economy and women’s welfare. Here are some key updates:

  • Budget Allocation: The Maharashtra government has allocated substantial funds to ensure the scheme’s success. For the June 2025 installment, Rs. 3,600 crore was sanctioned, demonstrating strong financial commitment (Lokmat Times). The total annual expenditure is estimated to exceed Rs. 40,000 crore, reflecting the scheme’s scale (LatestLY).
  • Economic Impact: The scheme is expected to boost local economies by increasing women’s purchasing power, leading to higher demand for goods and services. This could stimulate small businesses and retail sectors in Maharashtra.
  • Political Significance: The scheme has been a focal point in Maharashtra’s political landscape, especially during the 2024 assembly elections. The Mahayuti alliance emphasized its continuation, countering rumors of discontinuation (X post). The scheme’s popularity has strengthened the government’s commitment to women’s welfare.
  • Challenges and Controversies: During the 2024 election period, the Election Commission imposed restrictions under the Model Code of Conduct, preventing new beneficiary additions and requiring approval for disbursements (India Today). Some beneficiaries, particularly those also enrolled in the Namo Shetkari Mahasanman Nidhi scheme, receive a reduced amount of Rs. 500 under Ladki Bahin Yojana to avoid duplication of benefits (ClearTax).
  • Future Plans: There are discussions about increasing the monthly amount to Rs. 3,000 if the Mahayuti alliance remains in power, as announced by Chief Minister Eknath Shinde in August 2024 (Navbharat Times).

Checking Ladki Bahin Yojana Status

Beneficiaries can check their application or payment status online:

  1. Visit the Official Portal: Go to Ladki Bahin or Eligibility Check.
  2. Enter Details: Provide your Aadhaar number or application ID.
  3. View Status: Check if your application is approved or if the payment has been credited.

Alternatively, use the Public Financial Management System (PFMS) to track payments. If you face issues, contact the helpline at 181 or visit a local CSC or Gram Panchayat office. for more information related to goverment schemes visit Discover Law Yojana page

FAQs

  1. What is the Ladki Bahin Yojana?
    The Ladki Bahin Yojana is a Maharashtra government scheme that provides Rs. 1,500 monthly to eligible women to promote financial independence and improve their health and family roles.
  2. Who can apply for the scheme?
    Women aged 21 to 65 years, residing in Maharashtra, with a family income below Rs. 2.5 lakh, including married, divorced, widowed, abandoned, destitute, or one unmarried woman per family, are eligible.
  3. How do I apply for the scheme?
    Apply online at Ladki Bahin or via the Nari Shakti Doot app. You can also get help at Common Service Centers or Gram Panchayat offices.
  4. What documents are needed?
    You need an Aadhaar card, income certificate (if applicable), residence proof, and Aadhaar-linked bank account details.
  5. When will the July 2025 installment be released?
    The July 2025 installment is expected around July 31, 2025, based on previous payment patterns, though official confirmation is pending.
  6. How is the money transferred?
    The Rs. 1,500 monthly payment is directly transferred to the beneficiary’s Aadhaar-linked bank account via Direct Benefit Transfer (DBT).
  7. How can I check my payment status?
    Check your status on Ladki Bahin or PFMS using your Aadhaar number or application ID.
  8. What if I haven’t received my installment?
    Contact the helpline at 181 or visit a CSC or Gram Panchayat office for assistance. Ensure your bank account is Aadhaar-linked and your application is approved.
  9. Can multiple women from one family apply?
    Only one unmarried woman per family can apply, in addition to eligible married, divorced, widowed, abandoned, or destitute women.
  10. Is there a deadline to apply?
    The application deadline was extended to October 15, 2024. Check the official website for any further extensions.

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